Personal Accounts

Personal Checking Accounts:

We offer checking accounts tailored to meet different financial needs and lifestyles. All of our personal checking accounts offer unlimited check writing and free ATM cards. We also offer free internet banking and online bill pay with all of our checking accounts.

Main Street Checking

  • Minimum opening balance $100
  • No monthly service charge with a minimum average daily balance of $300*
*The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Scholar Checking

  • Minimum opening balance $100
  • For full-time students under the age of 25
  • No minimum balance to avoid monthly service charges

Capital Interest Checking

  • This account is for customers who maintain a higher balance in their checking accounts and want to earn interest on their money.
  • Minimum opening balance $1000
  • No monthly service charge with $1000 or over minimum daily balance
  • Interest paid on qualified balances.
  • If the minimum balance falls below $1000 on any day in the statement cycle, a debit charge will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment) out of this account during the statement cycle

Premier Advantage Ck

  • Minimum opening balance $100
  • Exclusively for Customers 55 and over
  • No minimum balance to avoid monthly service charges

Outlook Club–Individual

  • Minimum opening balance $100
  • $7.00 Flat Service Charge
  • NFree Outlook Personal Checks
  • Accidental Death Insurance*
  • Free Official Checks
  • Free Notary Services

Outlook Club–Family

  • $7.50 Flat Service Charge
  • Free Outlook Personal Checks
  • Accidental Death Insurance*
  • Free Official Checks
  • Free Notary Services

*INVESTEMENT AND INSURANCE PRODUCTS: NOT FDIC INSURED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | NO BANK GUARANTEE | MAY LOSE VALUE

Personal Savings Accounts:

We can help you save for purchases and financial security. Our savings accounts are FDIC insured and designed to meet short term and long term savings needs.

Regular Savings

  • Minimum opening balance $100
  • Service Charge waived as long as you maintain a minimum daily balance of $100. The savings account to start your investment strategy. Earns interest with low fees and low balance requirements.
  • A debit charge will be charged for each withdrawal in excess of six during a quarterly statement cycle.

Junior Savings

  • Minimum opening balance $5
  • Exclusively for Customers under 18 years of age, low balance requirements make it easy to start saving.
  • Service Charge waived provided you meet a minimum daily balance of $5.
  • A debit charge will be charged for each withdrawal in excess of six during a quarterly statement cycle.

Money Market Account

  • Minimum opening balance $100
  • Earn higher interest, plus the added convenience of writing checks..

No Service Charge provided you maintain a minimum daily balance of $1,000. A debit charge will be charged for each third party transaction in excess of six per statement cycle.

Premier Money Market Account

  • Minimum opening balance $10,000
  • Earn the highest interest possible without the restrictions of a maturity date.

No Service Charge provided you maintain a minimum average daily balance of $10,000. A debit charge will be charged for each third party transaction in excess of six per statement cycle.

IRA

  • $500 Minimum to Open.
  • Terms range from 12 months to 60 months. We offer the following types of IRAs: Traditional, Roth, SEP, Simple
These investments have possible tax benefits (consult your tax accountant). Penalties apply for early withdrawals.

Certificates of Deposit

  • $500 Minimum to open
  • Terms range from 90 days to 5 years.
  • Penalties apply for early withdrawals.
*All deposits are federally insured to at least $250,000

Safe Deposit Boxes

Available at all of our branches